Health Insurance: A Valuable Benefit for Your Well-Being

Health insurance is one of the most essential protections you can have, whether provided by your employer or purchased individually. At Fortunata Agency, we offer a variety of health insurance options to meet your specific needs, including HMO (Health Maintenance Organization), PPO (Preferred Provider Organization), EPO (Exclusive Provider Organization), and POS (Point of Service Organization) plans.

Each type of health insurance plan comes with unique benefits and costs. Selecting the right plan for yourself or your family requires a clear understanding of the coverage options and associated benefits. Our knowledgeable agents in Boca Raton are here to guide you through the process and help you make the best choice for your budget and health care needs.

If you already have a trusted medical provider, clinic, or hospital, it’s important to ensure they are included in your health insurance plan’s network. We can help you navigate these details and find a plan that keeps you connected to the care you trust.

Dental Insurance

Many health insurance plans include the option to add dental coverage, which offers discounts on routine and advanced dental procedures. If your health plan doesn’t include dental benefits, you can purchase a stand-alone dental insurance policy for added flexibility.

Fortunata Agency can help you evaluate your options and find a plan that ensures affordable dental care for you and your family.

Disability Insurance

Disability insurance provides crucial financial support if you become unable to work due to an injury or illness. These policies pay a portion of your income, helping you maintain financial stability during challenging times.

Each policy varies in the amount paid, the duration of benefits, and specific eligibility requirements. Our agents will help you explore your options and find a plan that fits your situation.

Specialized Health Care Needs

If you or a loved one has unique health care needs, specific programs such as Medicare, SSDI, Medicaid, or SSI Disability might be the right fit. Additionally, under the Affordable Care Act, insurance companies cannot deny coverage to individuals with preexisting conditions.

Our team at Fortunata Agency is well-versed in these specialized insurance options and can assist you in finding the right solution for your needs.

Long-Term Care Insurance

Long-term care insurance is designed to cover the cost of services for those who need assistance with daily living. This can include in-home care, nursing homes, assisted living facilities, or adult daycare centers.

Standard health insurance plans and Medicare do not cover long-term care costs, making this type of insurance a smart investment to protect your assets and ensure peace of mind. Rates for long-term care insurance are typically more affordable if purchased earlier in life, so planning ahead is key.

Let Fortunata Agency help you secure the right coverage to avoid financial strain in the future.

Vision Insurance

For those who wear glasses or contact lenses, vision insurance can significantly reduce the cost of eye care. These plans cover services such as routine eye exams, glasses, and contact lenses, helping you save on essential vision correction needs.

Some health insurance plans include vision coverage, but if yours doesn’t, you can opt for a stand-alone vision plan. Fortunata Agency is here to ensure you have access to affordable vision care tailored to your needs.