Individual Disability Insurance

woman with neck injury talking to doctor

Protect Your Income With Disability Insurance

Individual disability insurance is a smart way to safeguard your income if illness or injury prevents you from working. Fortunata Agency offers coverage options to help you maintain financial stability when life takes an unexpected turn.

Why Buy Individual Disability Insurance?

Your paycheck is the foundation of your lifestyle. If an illness or accident left you unable to work, how would you manage your expenses—like your mortgage, utilities, or car payments?

Disability insurance provides essential financial support, covering a portion of your income to help you maintain your standard of living. It’s not just for catastrophic injuries; conditions like cancer or multiple sclerosis can also impact your ability to work, making disability insurance an invaluable safety net.

Disability Insurance Costs

The cost of disability insurance depends on factors such as:

  • Your current salary
  • Age and health status
  • Smoking status
  • Pre-existing conditions

At Fortunata Agency, we’ll help you find a policy that fits your budget while protecting your financial future.

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